Skip-A-Pay

We recognize that sending the kids back to school or holiday expenses may make it difficult to make your loan payment. As a valued member, we offer you a special way to manage those occasions, our Skip-A-Month Program. Instead of worrying about making the car payment, you can use that extra cash for other needs for one month.

Complete our application and return it to us, along with a $35.00 Skip-A-Month fee for loan extensions for the Back to School and Christmas Skip Option. The $35.00 fee is required to offset administrative and operating expenses. If the extension is for hardship, the member must pay the accrued interest on the loan. The fee can be withdrawn from your Credit Union account. For the Back to School and Christmas Skip, the application and fee must be received on or before your regular due date for the month you wish to use the coupon. The program does not apply to real estate loans. If you have questions about the Skip-A-Month Program, just give us a call at: (205) 322-6654. If the extension is for hardship, the member must pay the accrued interest on the loan. To take advantage of this offer you must be current on all loans with Sixth Avenue Baptist Federal Credit Union and must have made 3 consecutive monthly payments prior to the request to skip a payment. Also remember – you may only skip 2 payments per year per loan*.

*To receive the application, please complete the form below and we will send it to you for your completion and submission along with applicable fees.